Sports Professionals Mortgages for Scotland & the UK
Short careers, changing contracts and moving clubs. We help you find a mortgage that fits your career.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Tony Flynn Mortgages
Advice for a career that is not standard
Sports careers do not follow the usual path. Contracts can be short, income can include bonuses and other payments, and you may not know where you will be next year. Some lenders find that hard to assess, so it helps to have a broker who can explain your situation clearly.
We speak to lenders on your behalf, look at how your contract and career length may be treated, and help you plan for life after sport. Use our borrowing calculator or repayment calculator for a quick idea, and see our insurance and protection options designed with active people in mind. Buying your first home? See our first time buyer page.
Key challenges for sports professionals
Career length
Lenders may treat a short career differently. We explain your plans, including life after sport.
Income
Base pay, bonuses and other payments can be hard to assess. We help present them clearly.
Contracts
Contracts often run for a few years. We look at how lenders may view yours.
Retirement
We help you plan your future after sport so your mortgage is affordable long term.
Coaches and staff
Coaches, managers, physios and back office staff can have unusual income too. We can help.
Moving clubs
Where will you be next year, or in five? We help you understand your options.
Sports professional questions
Can a sports professional get a mortgage with a short career?
Some lenders may consider your career length and future plans on an individual basis. Criteria vary and nothing is guaranteed, so speak to us about your options.
How do lenders treat sports contracts and bonuses?
Lenders vary in how they view base pay, bonuses and other payments. We can help explain your contract so it is presented clearly.
Can I get a mortgage on a short-term contract?
Contracts often run for a few years. Some lenders may consider this, depending on your circumstances, so it helps to ask us early.
Do you help coaches, physios and support staff?
Yes. We also help managers, back office staff, gym owners, personal trainers and referees, whose income can be unusual too.
Is there insurance designed for active people?
We have access to protection products designed for active people. Speak to us about cover that suits your circumstances.
Client reviews and testimonials
Read what our clients say, and see more reviews on Google.
Highly recommend
Great service provided by Tony. Readily available and explained complicated language in a simple way. Would recommend!
Great service
Great service from Tony, I have already recommended him to my friends and family.
First class service
Tony was recommended by Barratt and has provided a first class service. Cannot than you enough.
Fully recommend
I will surely recommend Tony. Many thanks!
Excellent communication
I can see why Tony is the number 1 mortgage advisor about. Constant communication and support.
Excellent mortgage advisor
Toni is an excellent mortgage advisor. He kept me informed at every stage and I would highly recommend his services. Thanks again.
Couldn’t recommend enough
Helped me through every stage of the mortgage process and made sure everything was clear! Thank you so much.
Quicker than expected
Amazing service – communication was great throughout and the process was quicker than expected too.
Easy and stress free
Could not have asked for a better service! Tony and Katie kept in touch and kept me updated at all times throughout the process! I had my mortgage offer really quickly and without any issues.
Thank you so much!
Just wanted to give a huge thanks to Tony for all his help for getting my partner and myself an approved mortgage! Would recommend Tony to anyone.
Great service
Tony sorted our remortgage last month! He was so helpful, really quick to respond to any queries we had & kept us up to date the whole way through! Definitely recommend!
Outstanding Service
Tony was fantastic from start to finish. We were looking to repay debts and tony helped us refinance our mortgage and repay debts and in the process saved us £300 monthly. Top guy.
Fantastic
Tony is a top advisor and number 1 at what he does. He is down to earth and nothing is a problem. Unbeliavable.
So Helpful
Can not thank Tony and Katie enough. So helpful at all times always there when you needed to ask any questions. Thank you so much.
Highly recommend Tony
I would highly recommend Tony. I can’t thank him enough for everything he has done for us throughout the full process.
