Expert Mortgage Advice & Support
Providing the support and guidance you need on your home ownership journey.
Mortgages
With 100+ lenders and 28,000 mortgage products, we look for the most suitable mortgage for you.
Protection
We make sure you have the right protection in place to fit you, your finances and your family.
Calculators
With our simple online calculator you can find out how much you can borrow and work out your repayments.
Mortgages for First Time Buyers
There are many advantages to owning your own home, and for many people getting the keys to a house or flat that you’ve bought is a dream come true! Getting on the property ladder is one of the biggest financial decisions you can make, and whilst it’s an exciting time, the process can seem complicated and daunting. At Tony Flynn Mortgages we take the hassle out of home buying and do the complicated work for you. Our Mortgage Advisers are experts in arranging First Time Buyer Mortgages and have helped many clients find the right financing solution for their first home.
We will be there to guide and support you through the process, to the day you get the keys in your hands and continue to support you throughout the years of your homeownership. Get in touch today to book your appointment with one of our advisers.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Mortgages & Protection
We love providing all our customers with Expert Mortgage Advice throughout the UK. It’s not just about finding a mortgage, It’s about the journey, and we will hold your hand throughout the entire process.
Trust & Reliable Service
Mortgage Broker in Carluke, Lanarkshire & Scotland
Tony Flynn Mortgages are based in South Lanarkshire, close to Edinburgh and Glasgow but covering all of Scotland and the UK. If you’re looking for a mortgage advisor in South Lanarkshire or surrounding areas, Tony Flynn has been helping people across Scotland with their mortgages for over 15 years. Learn more about Tony, or get in touch for a chat.
What our customers say
We pride ourselves in delivering a quality and reliable service to all our clients, see what some of them have to say.
235+ Google Reviews
136 Facebook Reviews · 100% Recommend
Excellent communication
I can see why Tony is the number 1 mortgage advisor about. Constant communication and support.
Fully recommend
I will surely recommend Tony. Many thanks!
Highly recommend
Great service provided by Tony. Readily available and explained complicated language in a simple way. Would recommend!
Couldn’t recommend enough
Helped me through every stage of the mortgage process and made sure everything was clear! Thank you so much.
So Helpful
Can not thank Tony and Katie enough. So helpful at all times always there when you needed to ask any questions. Thank you so much.
Highly recommend Tony
I would highly recommend Tony. I can’t thank him enough for everything he has done for us throughout the full process.
Excellent mortgage advisor
Toni is an excellent mortgage advisor. He kept me informed at every stage and I would highly recommend his services. Thanks again.
Great service
Great service from Tony, I have already recommended him to my friends and family.
Easy and stress free
Could not have asked for a better service! Tony and Katie kept in touch and kept me updated at all times throughout the process! I had my mortgage offer really quickly and without any issues.
Outstanding Service
Tony was fantastic from start to finish. We were looking to repay debts and tony helped us refinance our mortgage and repay debts and in the process saved us £300 monthly. Top guy.
Meet Tony
Meet your adviser
Tony has worked in the finance industry for over 15 years, helping clients across Lanarkshire, Scotland and the UK find the right mortgage and protection. He has been named Mortgage Professional of the Year by Prestige Scotland five years in a row, most recently for 2026/27.
Whether you are buying your first home, moving, remortgaging or investing, we explain your options in plain English and stay with you every step of the way. Read more about Tony, try our borrowing calculator, or get in touch.
Mortgage questions
Do you charge a fee for mortgage advice?
There may be a fee for mortgage advice. The amount depends on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed. We will explain this before you commit.
How many lenders can you search?
We have access to over 100 lenders and around 28,000 mortgage deals across the UK. Availability and criteria vary and nothing is guaranteed.
Can I get a mortgage with a low credit score?
Some lenders may consider applications with a lower credit score, depending on your circumstances. See our poor credit mortgages page or speak to us about your options.
Do you help first-time buyers?
Yes. We guide first-time buyers from deposit planning through to getting the keys. See our first time buyer page.
Do you help landlords and specialist cases?
Yes. We arrange buy to let mortgages, and help sports professionals and NHS staff among others.
Can you arrange protection as well?
Yes. We can talk you through life insurance, critical illness cover and income protection alongside your mortgage. See our insurance and protection page.
Where are you based?
We are based in Carluke, South Lanarkshire, close to Edinburgh and Glasgow, and help clients across Scotland and the UK.