Buy to Let Mortgages in Lanarkshire & Scotland
Ready to take the next step with your landlord portfolio? We can help you look at buy to let mortgage options that suit your plans.
Your property may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Quick answer
Can I get a buy to let mortgage in Scotland?
Yes. Lenders usually ask for a larger deposit than on a residential mortgage, often around 25%, and look at the rental income the property could bring in. Tony can compare buy to let lenders for you.
Landlords buying in Scotland may also pay the Additional Dwelling Supplement (ADS) on top of LBTT.
Tony Flynn Mortgages
Specialist buy to let mortgage advice
Buy to let mortgages are for people who want to buy a property as an investment rather than live in it themselves. Whether you are an experienced investor or a first-time buyer moving into landlord territory or a new landlord taking your first steps into the rental market, we can help.
Buy to let mortgages can be complex and not everyone will qualify. Lenders often ask for larger deposits, typically between 25% and 40%, so it can help to have a specialist mortgage broker on your side. You can also use our borrowing calculator for a quick idea of your budget.
At Tony Flynn Mortgages we have worked with many landlords across Lanarkshire and Scotland, and we can search a wide range of buy to let deals to help find one that suits your plans. Some banks and specialist lenders offer buy to let mortgages, and we will look at your options with you. We also help sports professionals with mortgages built around their careers.
We listen
We take time to understand your goals and your investment plans.
We search
We compare the buy to let options available through the lenders we work with.
We guide
We support you from application right through to completion.
Buy to let questions
What deposit do I need for a buy to let mortgage?
Lenders often ask for a larger deposit than for a residential mortgage, typically between 25% and 40% of the property price. The exact amount depends on the lender and your circumstances.
Can I get a buy to let mortgage as a first-time landlord?
Some lenders may consider first-time landlords, but their criteria vary. Speak to us and we can look at which lenders may be suitable for you.
Will the rent need to cover the mortgage?
Lenders usually compare the expected rental income with the mortgage payment, as well as looking at your own circumstances. The requirements differ from lender to lender.
Can I buy through a limited company?
Some lenders offer buy to let mortgages to limited companies. Whether this is right for you depends on your circumstances, and you may wish to take tax advice as well.
Client reviews and testimonials
Read what our clients say, and see more reviews on Google.
Highly recommend
Great service provided by Tony. Readily available and explained complicated language in a simple way. Would recommend!
Great service
Great service from Tony, I have already recommended him to my friends and family.
First class service
Tony was recommended by Barratt and has provided a first class service. Cannot than you enough.
Fully recommend
I will surely recommend Tony. Many thanks!
Excellent communication
I can see why Tony is the number 1 mortgage advisor about. Constant communication and support.
Excellent mortgage advisor
Toni is an excellent mortgage advisor. He kept me informed at every stage and I would highly recommend his services. Thanks again.
Couldn’t recommend enough
Helped me through every stage of the mortgage process and made sure everything was clear! Thank you so much.
Quicker than expected
Amazing service – communication was great throughout and the process was quicker than expected too.
Easy and stress free
Could not have asked for a better service! Tony and Katie kept in touch and kept me updated at all times throughout the process! I had my mortgage offer really quickly and without any issues.
Thank you so much!
Just wanted to give a huge thanks to Tony for all his help for getting my partner and myself an approved mortgage! Would recommend Tony to anyone.
Great service
Tony sorted our remortgage last month! He was so helpful, really quick to respond to any queries we had & kept us up to date the whole way through! Definitely recommend!
Outstanding Service
Tony was fantastic from start to finish. We were looking to repay debts and tony helped us refinance our mortgage and repay debts and in the process saved us £300 monthly. Top guy.
Fantastic
Tony is a top advisor and number 1 at what he does. He is down to earth and nothing is a problem. Unbeliavable.
So Helpful
Can not thank Tony and Katie enough. So helpful at all times always there when you needed to ask any questions. Thank you so much.
Highly recommend Tony
I would highly recommend Tony. I can’t thank him enough for everything he has done for us throughout the full process.
