Mortgages for engineers
Mortgages for engineers
Engineers can be paid a salary plus bonus, work on contract, or spend time overseas or offshore. Tony helps you understand how lenders may view your income and compares options from over 100 lenders.
Talk to TonyAt a glance
- Advice for engineers
- Access to 100+ lenders and around 28,000 deals
- Rated 5.0 from 235+ Google reviews
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
How Tony can help engineers
Bonuses, contracts and overseas work can all affect how lenders see your income. Tony helps you present it clearly.
What lenders may look at
- Lenders usually ask for recent payslips, your P60 and employer details.
- Some lenders count a proportion of regular bonus.
- Contract work is often assessed using your day rate and contract history.
- Criteria differ for overseas and offshore work, so lender choice matters.
Meet your adviser
Hi, I'm Tony Flynn
I'm a mortgage and protection adviser based in Carluke, helping people across Lanarkshire and Scotland.
I've spent 15+ years in finance and have been named Mortgage Professional of the Year at the Prestige Awards Scotland five years in a row. I'll explain your options in plain English so you know exactly where you stand.
Engineers mortgage questions
Do lenders count bonuses?
Some lenders include a proportion of regular bonus where you can show it on payslips or tax documents. Each lender has its own rules.
Can I get a mortgage as a contract engineer?
Some lenders will consider contract work, often based on your day rate and contract history. Tony can search for the lenders that fit.
What if I work overseas or offshore?
Some lenders will consider applicants who work abroad or offshore, but availability and criteria vary. Tony can check which lenders may suit you.
Do you charge a fee for mortgage advice?
There may be a fee for mortgage advice. The amount depends on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed. We will explain this before you commit.
Can you help with protection as well as a mortgage?
Yes. Tony can also advise on life insurance, critical illness cover and income protection alongside your mortgage.
Related pages
More advice for people in similar situations.
Ready to talk it through?
A quick chat with Tony is a good first step. No jargon, no pressure.
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