Mortgage advice in Paisley
Mortgage broker in Paisley
Paisley is the largest town in Renfrewshire, close to Glasgow Airport. Tony helps first-time buyers, home movers, landlords and existing homeowners in Paisley compare options from over 100 lenders and explains each step in plain English.
Talk to TonyAt a glance
- Serving Paisley and Renfrewshire
- Access to 100+ lenders and around 28,000 deals
- Rated 5.0 from 235+ Google reviews
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
About Paisley
Paisley is the largest town in Renfrewshire, with Paisley Abbey, a historic town centre and quick rail links to Glasgow.
Local knowledge: Paisley
- Areas include Ralston, Elderslie, Glenburn and Ferguslie Park.
- Paisley Gilmour Street station has frequent services to Glasgow Central.
- Paisley Abbey is the well-known local landmark.
- Glasgow Airport is close by.
Buying a home in Paisley
- Housing often includes Victorian villas in conservation areas such as Castlehead, traditional town-centre tenements, and post-war developments in areas like Glenburn, Foxbar and Ferguslie Park.
- Paisley has seen significant regeneration, including a reopened Town Hall and Central Library and a museum transformation, following the town's 2021 UK City of Culture bid.
- Paisley Gilmour Street offers direct rail links to Glasgow, the M8 runs along the northern edge of the town, and Glasgow Airport is close by, which may suit commuters.
How Tony can help in Paisley
Every situation is different. These are the main ways Tony helps people in Paisley.
How it works with Tony
Buying in Scotland: good to know
- Scotland has its own property tax, LBTT, rather than stamp duty.
- Sellers usually provide a Home Report, and many homes go to a closing date with offers over the asking price.
- Having a mortgage agreed in principle before you offer can help. It is not a guarantee of a mortgage.
Meet your adviser
Hi, I'm Tony Flynn
I'm a mortgage and protection adviser based in Carluke, helping people across Lanarkshire and Scotland.
I've spent 15+ years in finance and have been named Mortgage Professional of the Year at the Prestige Awards Scotland five years in a row. I'll explain your options in plain English so you know exactly where you stand.
Paisley mortgage questions
Do you help buyers in Elderslie and Ralston?
Yes. Tony helps buyers and homeowners across Paisley, including Elderslie and Ralston, as well as nearby Renfrew and Johnstone, and can speak to you wherever you are.
How does buying a home in Scotland differ from the rest of the UK?
Scotland has its own property tax, Land and Buildings Transaction Tax (LBTT), rather than stamp duty. Sellers usually provide a Home Report, and many homes are sold with offers over the asking price or a closing date, so it helps to have your mortgage agreed in principle before you make an offer.
What is a mortgage agreement in principle?
It is a lender's initial indication of how much they may lend you, based on the information you give. It is not a guarantee, but it can help show sellers you are serious before you make an offer.
Can you help if I am self-employed or have a lower credit score?
Some lenders may consider self-employed applicants or people with a lower credit score, depending on your circumstances. Tony can look at which lenders may be a fit. Availability and criteria vary and nothing is guaranteed.
Can you arrange protection as well as a mortgage?
Yes. Tony can also advise on life insurance, critical illness cover and income protection alongside your mortgage.
Helpful guides
Other areas we cover
Tony is based in Carluke and helps people across Lanarkshire and Scotland.
Ready to talk it through?
A quick chat with Tony is a good first step. No jargon, no pressure.
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