When to Sell Your House
When Is the Best Time to Sell Your House?
The time of year, your mortgage deal and your next move all play a part in when to sell. Here is what to think about before you put your home on the market in Scotland.
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Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
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What Matters
Timing Is About More Than the Season
Spring is often busy, but your mortgage, finances and next home matter just as much.
- ✓Seasons: spring and early summer are often busiest
- ✓Your deal: early repayment charges may apply if you sell during a fixed rate
- ✓Your next home: know what you can borrow before you list
- ✓Home Report: you need one before marketing in Scotland
How We Help
Before You Sell
Five things to sort first.
Check Your Mortgage
End date, charges and whether it can be ported.
Work Out Your Equity
What you will have left after the sale.
Know Your Next Budget
Get a mortgage in principle for your next home.
Order the Home Report
Required before you market your home.
Plan the Dates
Line up your sale and purchase.
Things to Consider
What Affects the Right Time
Every move is different.
Common Questions
Selling Questions, Answered
The things home movers ask us most.
What is the best month to sell a house in Scotland?
Spring is often busiest, but good homes sell all year round.
Should I sell before I buy?
It is usually simpler, but not always possible. We can look at both.
Will I pay a charge if I sell during my fixed rate?
Possibly, unless you can port your deal.
Do I need a Home Report to sell?
Yes, for most residential homes in Scotland.
How long does it take to sell?
It varies, but often a few weeks to a few months.
Should I speak to a broker before selling?
Yes, so you know what you can afford for your next home.
Related guides
- Porting your mortgage
- Home Report explained
- What happens when your fixed rate ends
- How much can I borrow?
- All mortgage questions answered
Written by Tony Flynn, mortgage broker at Tony Flynn Mortgages, helping homebuyers across Lanarkshire and Scotland. This page is general information, not personal advice. Speak to Tony about your own circumstances.
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Thinking of Selling?
Fill in the form and we will be in touch within one working day. We will check your current deal and what you can borrow next.


