The right protection planning
for your family.

Why should you consider critical illness cover?

Unfortunately a critical illness can affect anyone at any age so we always say ‘Plan for the worst but always hope for the best’. With critical illness cover you’re covered for any worse case scenarios and you can have full peace of mind that should you face some difficult times in your life then you know that you’ve protected those who mean the most in this world to you. This may be more prevalent in your mind especially after the global pandemic we have all had to face so we will help guide you and ensure you gain all the facts to be able to make a trusted decision.

Why should you consider Life Insurance?

Life insurance isn’t to protect you but instead protect those who may be financially dependent on you in the tragic event of your death. No one wants to think about leaving their loved ones but unfortunately this is mostly out with your control so get one step ahead and start planning for every eventuality. We will help you to start planning and gain that peace of mind that your children, partners and family will be looked after financially when you’re no longer here. When the time comes to review this area we will be there with you to ensure you gain all the facts to be able to make a trusted decision.

Why should you consider Income Replacement?

Have you ever considered how you would pay your essential bills if you were unable to work? Or how your family would cope with your loss of earnings? When you have financial responsibilities such as your mortgage and are stuck down with an injury or long-term illness it can feel like you have the weight of the world on your shoulders as it is without worrying about how to possibly maintain you or your family’s lifestyle. This is why it’s a great idea to review all areas of cover when you are applying for your house purchase and don’t worry we will help guide you to make the best informed decision.

Why should you consider Family income Benefit?

Unlike Life Cover where your loved ones receive a lump sum this type of insurance ensures they receive monthly payments instead in the event of your death. This policy pays out monthly tax-free income until your specified date to replace any lost income form yourself. You can decide the amount you would like to cover aswell as set the various other terms, so it is certainly something worth looking into whilst you are getting your affairs in order with the mortgage journey.

There are many different things to consider when you purchase a property and one legal requirement is Buildings insurance.

In the UK you must have this type of cover in place to protect your home’s structure. That’s the ‘bricks and mortar’ part and it’s a prerequisite for this to be safe guarded in case of any damage to the structural areas of your property be it due to fire, water or malicious damage. There is a lot of various types and process on the market which can be a mine field of information for anyone looking so let us step in and arrange the level of cover that’s suits your situation. As we say at Team TF – Plan for the worst and hope for the best!

Let us help protect what’s most important to you in the world. We help facilitate our clients in the cover they need to insure any of their prized possessions are covered when any unfortunate events occur.  Areas such as valuables, electrical goods and even any money kept in the home can be protected.

Contents Insurance gives you the certainty that should any unfortunate events occur then you have the assurance that you are protected. Unlike Buildings insurance, this type of cover isn’t mandatory in the mortgage journey but just because somethings not compulsory doesn’t mean it’s any less important.

As we say at Team TF – Plan for the worst and hope for the best!