Protection & Insurance for Your Family
If your health or ability to work changed, how would you keep up with your mortgage? Protection helps you plan for it.
Tony Flynn Mortgages
Protect what matters most
Insurance and protection is not a side issue to your mortgage. If something happened to your health or your ability to work, how would you keep up with your payments, and how would your family cope?
We look at your circumstances and explain the options in plain language, so you can decide what suits you. We recommend protection from Defaqto 5-star rated providers, and as a broker we can access features that may not be available if you go direct.
Protection needs change over time, so we will be there when your circumstances change. Buying a home? See our first time buyer page, or use the borrowing calculator.
Cover for every stage
Life insurance
Helps protect those who depend on you financially if you die during the policy term.
Critical illness cover
May pay a lump sum if you are diagnosed with a specified serious illness covered by the policy.
Income protection
May pay a monthly benefit if illness or injury stops you working, after a waiting period.
Family income benefit
Pays a regular income to your family if you die during the policy term.
Buildings insurance
Covers the structure of your home. Most lenders require it as a condition of your mortgage.
Contents insurance
Helps protect your belongings against loss, theft or damage, subject to policy terms.
Protection questions
What is the difference between life insurance and critical illness cover?
Life insurance is designed to pay out if you die during the policy term. Critical illness cover may pay out if you are diagnosed with a serious illness listed in the policy. Policies differ, so it is important to check what is and is not covered.
Do I need protection if I have a mortgage?
It is not usually compulsory, but it is worth considering how you would keep up with your mortgage payments if your health or income changed.
What is family income benefit?
It pays a regular income to your family, rather than a lump sum, if you die during the policy term. Details vary between insurers.
How is income protection different from sick pay?
Income protection may pay a monthly benefit if illness or injury stops you working, usually after a waiting period. It is worth comparing it with what your employer would pay.
Which insurers do you use?
For insurance business we offer products from a choice of insurers, and we recommend protection from Defaqto 5-star rated providers.
Client reviews and testimonials
Read what our clients say, and see more reviews on Google.
Highly recommend
Great service provided by Tony. Readily available and explained complicated language in a simple way. Would recommend!
Great service
Great service from Tony, I have already recommended him to my friends and family.
First class service
Tony was recommended by Barratt and has provided a first class service. Cannot than you enough.
Fully recommend
I will surely recommend Tony. Many thanks!
Excellent communication
I can see why Tony is the number 1 mortgage advisor about. Constant communication and support.
Excellent mortgage advisor
Toni is an excellent mortgage advisor. He kept me informed at every stage and I would highly recommend his services. Thanks again.
Couldn’t recommend enough
Helped me through every stage of the mortgage process and made sure everything was clear! Thank you so much.
Quicker than expected
Amazing service – communication was great throughout and the process was quicker than expected too.
Easy and stress free
Could not have asked for a better service! Tony and Katie kept in touch and kept me updated at all times throughout the process! I had my mortgage offer really quickly and without any issues.
Thank you so much!
Just wanted to give a huge thanks to Tony for all his help for getting my partner and myself an approved mortgage! Would recommend Tony to anyone.
Great service
Tony sorted our remortgage last month! He was so helpful, really quick to respond to any queries we had & kept us up to date the whole way through! Definitely recommend!
Outstanding Service
Tony was fantastic from start to finish. We were looking to repay debts and tony helped us refinance our mortgage and repay debts and in the process saved us £300 monthly. Top guy.
Fantastic
Tony is a top advisor and number 1 at what he does. He is down to earth and nothing is a problem. Unbeliavable.
So Helpful
Can not thank Tony and Katie enough. So helpful at all times always there when you needed to ask any questions. Thank you so much.
Highly recommend Tony
I would highly recommend Tony. I can’t thank him enough for everything he has done for us throughout the full process.
