Global Treatment
Global Treatment With Your Life Insurance
Some life and critical illness policies include a global treatment benefit. It can give you access to treatment abroad for certain serious conditions, at no extra cost on some policies. Here is what it is and why it is worth checking.
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What It Is
Treatment Abroad for Serious Conditions
Global treatment is an extra benefit some insurers include. It is not standard on every policy, and the details vary.
- ✓Serious conditions: usually covers things like certain cancers, heart surgery and transplants
- ✓Treatment abroad: access to specialist hospitals in other countries
- ✓Costs covered: often treatment, travel and accommodation, up to policy limits
- ✓Varies by insurer: always check what is included
How We Help
How to Check Your Cover
Five things to look at.
Check Your Policy
Does your life or critical illness cover include extra benefits?
Know the Conditions
Which illnesses are covered and which are not.
Check the Limits
Countries, hospitals and maximum amounts can vary.
Compare Policies
The headline price is not the only thing that matters.
Ask Us
We can explain what is and is not included.
Added Benefits
What Else Can Come With Cover?
Many policies include extras people do not know about.
Common Questions
Global Treatment Questions, Answered
The things people ask us most.
What is global treatment?
An added benefit on some life and critical illness policies that can pay for treatment abroad for certain serious conditions.
Does every policy include it?
No. It depends on the insurer and the policy.
Does it cost extra?
On some policies it is included. On others it is an add-on. We will check.
Which conditions are covered?
Usually serious ones like certain cancers, heart surgery and organ transplants. Each insurer has its own list.
Does it replace the NHS?
No. It gives an extra option alongside NHS care.
Can I add it to my existing policy?
It depends on your insurer. Sometimes reviewing your cover makes sense.
Related guides
- Do I need life insurance with a mortgage?
- Income protection explained
- Family support and guarantor mortgages
- All mortgage questions answered
Written by Tony Flynn, mortgage broker at Tony Flynn Mortgages, helping homebuyers across Lanarkshire and Scotland. This page is general information, not personal advice. Speak to Tony about your own circumstances.
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