LBTT Calculator Scotland 2026/27
LBTT Calculator: What Will You Pay in Scotland?
Land and Buildings Transaction Tax is Scotland's version of stamp duty. Use our calculator to see what you will pay, whether you are a first time buyer, moving home or buying an additional property.
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There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
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How LBTT Works
You Only Pay Each Rate on the Part of the Price in That Band
LBTT is worked out in slices, a bit like income tax. Here are the 2026/27 residential rates in Scotland.
- ✓Up to £145,000: 0%
- ✓£145,001 to £250,000: 2%
- ✓£250,001 to £325,000: 5%
- ✓£325,001 to £750,000: 10%
- ✓Over £750,000: 12%
How We Help
LBTT Made Simple
Five things every buyer in Scotland should know.
First Time Buyer Relief
If everyone buying is a first time buyer, the 0% band goes up to £175,000. That saves up to £600.
Additional Dwelling Supplement
Buying a second home or buy to let? ADS adds 8% of the full price on purchases of £40,000 or more.
Moving Before You Sell
If you buy before your old home sells, you may pay ADS first and claim it back if you sell within 36 months.
When It Is Paid
Your solicitor pays it to Revenue Scotland when you get the keys, so it needs to be in your budget from day one.
Budget for It
LBTT cannot usually be added to your mortgage. Plan it alongside your deposit and fees.
LBTT Calculator
Work Out Your LBTT
Pop in the price and who is buying. Uses the 2026/27 Scottish rates.
Illustration only, based on 2026/27 LBTT rates for residential property in Scotland. First time buyer relief only applies if everyone buying is a first time buyer. ADS can sometimes be reclaimed if you sell your old main home within 36 months. Your solicitor will confirm the exact amount. Does not include solicitor fees, survey or mortgage fees.
Book a Chat →Examples
What LBTT Looks Like on Typical Prices
Using 2026/27 rates. Your solicitor will confirm the exact figure.
Other Costs
Remember solicitor fees, registration dues and mortgage fees too. We will help you see the full picture.
Talk It Through →Common Questions
LBTT Questions, Answered
The things buyers ask us most about Scottish stamp duty.
Is LBTT the same as stamp duty?
It does the same job, but in Scotland it is called LBTT and has its own rates. Stamp duty (SDLT) applies in England and Northern Ireland.
Do first time buyers pay LBTT in Scotland?
First time buyers pay nothing on the first £175,000. Above that, the normal rates apply to the rest of the price.
What is ADS?
The Additional Dwelling Supplement is an extra 8% on the full price when you buy an additional home for £40,000 or more, for example a buy to let or second home.
Can I claim ADS back?
If you bought your new main home before selling the old one, you may be able to reclaim ADS if the old one sells within 36 months. Your solicitor can help.
Who pays LBTT?
The buyer pays it. Your solicitor submits the return and pays Revenue Scotland on your behalf when the purchase completes.
Can I add LBTT to my mortgage?
Usually not. It is normally paid from your own funds, so it is worth planning for early.
Related guides
- How much to offer on a house in Scotland
- How much can I borrow?
- Home Report explained
- All mortgage questions answered
Written by Tony Flynn, mortgage broker at Tony Flynn Mortgages, helping homebuyers across Lanarkshire and Scotland. This page is general information, not personal advice. Speak to Tony about your own circumstances.
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