Mortgage advice in Dundee
Mortgage broker in Dundee
Dundee is Scotland's fourth-largest city, on the Firth of Tay. Tony helps first-time buyers, home movers, landlords and existing homeowners in Dundee compare options from over 100 lenders and explains each step in plain English.
Talk to TonyAt a glance
- Serving Dundee and Dundee and Angus
- Access to 100+ lenders and around 28,000 deals
- Rated 5.0 from 235+ Google reviews
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
About Dundee
Dundee is a university city on the Firth of Tay, home to V&A Dundee and the RRS Discovery, with rail links to Edinburgh, Perth and Aberdeen.
Local knowledge: Dundee
- Areas include Broughty Ferry, Lochee, Whitfield and Downfield.
- Dundee railway station has services to Edinburgh, Perth, Aberdeen and beyond.
- V&A Dundee and Dundee Law are well-known local landmarks.
- Harris Academy is one of the local secondary schools.
Buying a home in Dundee
- Housing often includes Victorian working-class tenements in older districts and planned estates built after the Second World War, with newer flats appearing in regeneration areas.
- The Dundee Waterfront regeneration spans about eight kilometres and includes V&A Dundee, a rebuilt railway station and mixed-use sites with residential development planned in several zones.
- Around 20,000 students attend the city's universities, so some buyers consider the rental market, while the A90 and rail links connect Dundee to Perth, Edinburgh and Aberdeen.
How Tony can help in Dundee
Every situation is different. These are the main ways Tony helps people in Dundee.
How it works with Tony
Buying in Scotland: good to know
- Scotland has its own property tax, LBTT, rather than stamp duty.
- Sellers usually provide a Home Report, and many homes go to a closing date with offers over the asking price.
- Having a mortgage agreed in principle before you offer can help. It is not a guarantee of a mortgage.
Meet your adviser
Hi, I'm Tony Flynn
I'm a mortgage and protection adviser based in Carluke, helping people across Lanarkshire and Scotland.
I've spent 15+ years in finance and have been named Mortgage Professional of the Year at the Prestige Awards Scotland five years in a row. I'll explain your options in plain English so you know exactly where you stand.
Dundee mortgage questions
Do you help buyers in Broughty Ferry and Lochee?
Yes. Tony helps buyers and homeowners across Dundee, including Broughty Ferry and Lochee, as well as nearby Angus and Fife, and can speak to you wherever you are.
How does buying a home in Scotland differ from the rest of the UK?
Scotland has its own property tax, Land and Buildings Transaction Tax (LBTT), rather than stamp duty. Sellers usually provide a Home Report, and many homes are sold with offers over the asking price or a closing date, so it helps to have your mortgage agreed in principle before you make an offer.
What is a mortgage agreement in principle?
It is a lender's initial indication of how much they may lend you, based on the information you give. It is not a guarantee, but it can help show sellers you are serious before you make an offer.
Can you help if I am self-employed or have a lower credit score?
Some lenders may consider self-employed applicants or people with a lower credit score, depending on your circumstances. Tony can look at which lenders may be a fit. Availability and criteria vary and nothing is guaranteed.
Can you arrange protection as well as a mortgage?
Yes. Tony can also advise on life insurance, critical illness cover and income protection alongside your mortgage.
Helpful guides
Other areas we cover
Tony is based in Carluke and helps people across Lanarkshire and Scotland.
Ready to talk it through?
A quick chat with Tony is a good first step. No jargon, no pressure.
Talk to Tony