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Mortgage advice in Uddingston

Mortgage broker in Uddingston

Uddingston is a South Lanarkshire town next to Bothwell and close to Hamilton and Glasgow. Tony helps first-time buyers, home movers, landlords and existing homeowners in Uddingston compare options from over 100 lenders and explains each step in plain English.

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At a glance

  • Serving Uddingston and South Lanarkshire
  • Access to 100+ lenders and around 28,000 deals
  • Rated 5.0 from 235+ Google reviews

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

About Uddingston

Uddingston is a South Lanarkshire town on the River Clyde, well known as the home of Tunnock's. It has its own railway station and is popular with commuters who work in Glasgow.

Local knowledge: Uddingston

  • Areas include Calderside and Viewpark, with Bothwell and Tannochside close by.
  • Uddingston railway station has regular services to Glasgow Central.
  • Tunnock's is the well-known local name, and Bothwell Castle is nearby.
  • Uddingston Grammar School is the local secondary school.

Buying a home in Uddingston

  • Uddingston is about seven miles south-east of Glasgow, with rail services to Glasgow Central, M74 junctions nearby, and local employers including the Tunnock's factory.
  • Rail and M74 access may make Uddingston appealing to buyers commuting to Glasgow or travelling across Lanarkshire.

How Tony can help in Uddingston

Every situation is different. These are the main ways Tony helps people in Uddingston.

First time buyersUnderstand the process, your deposit and what you may be able to borrow.
RemortgageCompare new deals as your current one nears its end.
Buy to letSpecialist advice for landlords and investors.
Poor creditOptions that some lenders may consider, depending on your circumstances.
Self-employedGuidance on the paperwork lenders may ask for.
ProtectionLife insurance, critical illness and income protection.

How it works with Tony

1A quick chatWe talk through your plans and finances.
2Compare your optionsTony explains what could suit you and what it would cost, in plain English.
3We handle the processIf you go ahead, we help with the application through to completion.

Buying in Scotland: good to know

  • Scotland has its own property tax, LBTT, rather than stamp duty.
  • Sellers usually provide a Home Report, and many homes go to a closing date with offers over the asking price.
  • Having a mortgage agreed in principle before you offer can help. It is not a guarantee of a mortgage.
Tony Flynn, mortgage and protection adviser in Lanarkshire, giving a thumbs up

Meet your adviser

Hi, I'm Tony Flynn

I'm a mortgage and protection adviser based in Carluke, helping people across Lanarkshire and Scotland.

I've spent 15+ years in finance and have been named Mortgage Professional of the Year at the Prestige Awards Scotland five years in a row. I'll explain your options in plain English so you know exactly where you stand.

15+Years in finance
235+Google reviews
100%Recommended on Facebook
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Uddingston mortgage questions

Do you help buyers in Viewpark and Bothwell?

Yes. Tony helps buyers and homeowners across Uddingston, including Calderside and Viewpark, as well as neighbouring Bothwell, Blantyre and Hamilton, and can speak to you wherever you are.

How does buying a home in Scotland differ from the rest of the UK?

Scotland has its own property tax, Land and Buildings Transaction Tax (LBTT), rather than stamp duty. Sellers usually provide a Home Report, and many homes are sold with offers over the asking price or a closing date, so it helps to have your mortgage agreed in principle before you make an offer.

What is a mortgage agreement in principle?

It is a lender's initial indication of how much they may lend you, based on the information you give. It is not a guarantee, but it can help show sellers you are serious before you make an offer.

Can you help if I am self-employed or have a lower credit score?

Some lenders may consider self-employed applicants or people with a lower credit score, depending on your circumstances. Tony can look at which lenders may be a fit. Availability and criteria vary and nothing is guaranteed.

Can you arrange protection as well as a mortgage?

Yes. Tony can also advise on life insurance, critical illness cover and income protection alongside your mortgage.

Helpful guides

How much can I borrow?Estimate what you could borrow with our calculator.
First-time buyer deposit guideHow much deposit you may need and where it can come from.
Remortgage guideWorried about your payments? See your options.
Declined after agreement in principle?Why it can happen and what to do next.

Other areas we cover

Tony is based in Carluke and helps people across Lanarkshire and Scotland.

Mortgage advice in BothwellIndependent advice from Tony Flynn.
Mortgage advice in BlantyreIndependent advice from Tony Flynn.
Mortgage advice in HamiltonIndependent advice from Tony Flynn.
Mortgage advice in MotherwellIndependent advice from Tony Flynn.

Ready to talk it through?

A quick chat with Tony is a good first step. No jargon, no pressure.

Talk to Tony
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