Mortgage advice in Blantyre
Mortgage broker in Blantyre
Blantyre is in South Lanarkshire, a few miles from Hamilton and Tony's Carluke base, and it is where Tony grew up. Tony helps first-time buyers, home movers, landlords and existing homeowners in Blantyre compare mortgage options from over 100 lenders, and explains each step in plain English.
Talk to TonyAt a glance
- Serving Blantyre and South Lanarkshire
- Access to 100+ lenders and around 28,000 deals
- Rated 5.0 from 235+ Google reviews
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
About Blantyre
Blantyre is a South Lanarkshire town on the banks of the River Clyde with a mix of older communities and modern housing. It is the birthplace of David Livingstone, and it is Tony's home town.
Local knowledge: Blantyre
- Areas include High Blantyre, Low Blantyre, Stonefield, Coatshill, Wheatlands, Priory Bridge and the old mill village by the Clyde.
- The David Livingstone Centre on Station Road is the town's well-known landmark, and an iron suspension footbridge crosses the Clyde to Bothwell.
- Stonefield Park, Redlees Urban Park and Blantyre Leisure Centre are local places to get outdoors.
- Calderside Academy is the local secondary school, and the University of the West of Scotland Lanarkshire campus is in the town.
Tony and Blantyre
Tony grew up in Blantyre, and you can still find him in the Parkville when there is football on. When you are buying a home, it helps to work with someone who knows the area first hand.
How Tony can help in Blantyre
Every situation is different. These are the main ways Tony helps people in Blantyre.
How it works with Tony
Buying in Scotland: good to know
- Scotland has its own property tax, LBTT, rather than stamp duty.
- Sellers usually provide a Home Report, and many homes go to a closing date with offers over the asking price.
- Having a mortgage agreed in principle before you offer can help. It is not a guarantee of a mortgage.
Meet your adviser
Hi, I'm Tony Flynn
I'm a mortgage and protection adviser based in Carluke, helping people across Lanarkshire and Scotland.
I've spent 15+ years in finance and have been named Mortgage Professional of the Year at the Prestige Awards Scotland five years in a row. I'll explain your options in plain English so you know exactly where you stand.
Blantyre mortgage questions
Do you help buyers in areas like High Blantyre, Stonefield and Coatshill?
Yes. Tony helps buyers and homeowners across Blantyre, including High Blantyre, Low Blantyre, Stonefield and Coatshill, as well as nearby towns.
How does buying a home in Scotland differ from the rest of the UK?
Scotland has its own property tax, Land and Buildings Transaction Tax (LBTT), rather than stamp duty. Sellers usually provide a Home Report, and many homes are sold with offers over the asking price or a closing date, so it helps to have your mortgage agreed in principle before you make an offer.
What is a mortgage agreement in principle?
It is a lender's initial indication of how much they may lend you, based on the information you give. It is not a guarantee, but it can help show sellers you are serious before you make an offer.
Can you help if I am self-employed or have a lower credit score?
Some lenders may consider self-employed applicants or people with a lower credit score, depending on your circumstances. Tony can look at which lenders may be a fit. Availability and criteria vary and nothing is guaranteed.
Can you arrange protection as well as a mortgage?
Yes. Tony can also advise on life insurance, critical illness cover and income protection alongside your mortgage.
Helpful guides
Other areas we cover
Tony is based in Carluke and helps people across Lanarkshire and Scotland.
Ready to talk it through?
A quick chat with Tony is a good first step. No jargon, no pressure.
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