About Tony Flynn Mortgages
Experienced, regulated mortgage and protection advice from Lanarkshire, with access to over 100 lenders.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Meet Tony
Experienced, regulated and on your side
Tony has worked in the finance industry for over 15 years, helping clients across Lanarkshire, Scotland and the UK find the right mortgage and protection. He has been named Mortgage Professional of the Year by Prestige Scotland five years in a row, most recently for 2026/27.
Buying or remortgaging can feel daunting, so we stay with you every step of the way. We look at your circumstances, search over 100 lenders, and explain your options in plain English so you can decide with confidence.
Not sure where to start? Try our borrowing calculator or repayment calculator, or read about first time buyer, buy to let and insurance and protection advice. When you are ready, get in touch for a chat.
Tony Flynn Mortgages is a trading name of Clear Mortgage Solutions Limited, an appointed representative of Mortgage Advice Bureau Limited, which is authorised and regulated by the Financial Conduct Authority.

Straight talking
Plain English, honest answers
Whether we speak in person, by phone or online, you will get clear answers and a clear plan. No jargon and no pressure, just advice you can understand.
Get in touchWhat we stand for
Clear advice
We explain your options in plain English so you know what you are agreeing to.
Over 100 lenders
We search lenders across the UK to look for a suitable fit for you and your finances.
Secure and private
We use secure platforms, similar to your bank, to help keep your data safe.
Upfront fees
You will know how we are paid before you commit, with a clear and transparent fee structure.
Protection minded
We recommend Defaqto 5-star rated protection to help safeguard your home and family.
Local and personal
Based in Lanarkshire, we help clients across Scotland and the UK.
Common questions
Who is Tony Flynn?
Tony is a mortgage and protection adviser based in Lanarkshire with over 15 years in the finance industry. Tony Flynn Mortgages is a trading name of Clear Mortgage Solutions Limited.
Are you regulated?
Clear Mortgage Solutions Limited is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited, which are authorised and regulated by the Financial Conduct Authority.
How many lenders can you access?
We have access to over 100 lenders and around 28,000 mortgage deals across the UK. Availability and criteria vary and nothing is guaranteed.
Do you charge a fee?
There may be a fee for mortgage advice. The amount depends on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed. We will explain this before you commit.
Do you also arrange protection?
Yes. We can talk you through life insurance, critical illness cover and income protection alongside your mortgage. See our insurance and protection page.
Where do you help clients?
We are based in Lanarkshire and help clients across Scotland and the UK.
Local roots
Tony grew up in Blantyre, moved to Hamilton as a teenager, and now lives in Law, near Carluke. He first started playing golf in Hamilton and still ends up in the Parkville when there is football on in Blantyre.
Tony Flynn Mortgages is proud to support the local community, including sponsoring Carluke Golf Club, Carluke Over 35s, Milton Rovers 2019s and Law AFC, and supporting local causes such as Carluke Charity.
Client reviews and testimonials
Read what our clients say, and see more reviews on Google.
Highly recommend
Great service provided by Tony. Readily available and explained complicated language in a simple way. Would recommend!
Great service
Great service from Tony, I have already recommended him to my friends and family.
First class service
Tony was recommended by Barratt and has provided a first class service. Cannot than you enough.
Fully recommend
I will surely recommend Tony. Many thanks!
Excellent communication
I can see why Tony is the number 1 mortgage advisor about. Constant communication and support.
Excellent mortgage advisor
Toni is an excellent mortgage advisor. He kept me informed at every stage and I would highly recommend his services. Thanks again.
Couldn’t recommend enough
Helped me through every stage of the mortgage process and made sure everything was clear! Thank you so much.
Quicker than expected
Amazing service – communication was great throughout and the process was quicker than expected too.
Easy and stress free
Could not have asked for a better service! Tony and Katie kept in touch and kept me updated at all times throughout the process! I had my mortgage offer really quickly and without any issues.
Thank you so much!
Just wanted to give a huge thanks to Tony for all his help for getting my partner and myself an approved mortgage! Would recommend Tony to anyone.
Great service
Tony sorted our remortgage last month! He was so helpful, really quick to respond to any queries we had & kept us up to date the whole way through! Definitely recommend!
Outstanding Service
Tony was fantastic from start to finish. We were looking to repay debts and tony helped us refinance our mortgage and repay debts and in the process saved us £300 monthly. Top guy.
Fantastic
Tony is a top advisor and number 1 at what he does. He is down to earth and nothing is a problem. Unbeliavable.
So Helpful
Can not thank Tony and Katie enough. So helpful at all times always there when you needed to ask any questions. Thank you so much.
Highly recommend Tony
I would highly recommend Tony. I can’t thank him enough for everything he has done for us throughout the full process.













